Boat insurance is a type of insurance that protects boat owners from financial losses associated with damage to their boat, as well as liability for injuries or property damage caused by the boat.
Boat insurance is important because it can help cover the costs of repairs or replacement if your boat is damaged or destroyed in an accident. It can also provide liability coverage if you are responsible for causing injuries or property damage to others while operating your boat. In some cases, boat insurance may also cover the costs of medical expenses, lost wages, and other expenses related to a boating accident.