Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. It can be purchased by individuals, families, or businesses, and it can be either private or government-sponsored. Health insurance policies typically cover a wide range of services, including doctor visits, hospital stays, prescription drugs, and mental health care.
Health insurance is important because it helps people to afford the cost of medical care. Without health insurance, many people would be unable to pay for necessary medical treatment, which could lead to serious health problems or even death. Health insurance also provides peace of mind, knowing that you are protected against unexpected medical expenses.