Private health insurance is a type of health insurance that is provided by private companies, rather than by the government. It typically covers a wider range of services than public health insurance, and it often has lower deductibles and co-pays. Private health insurance can be purchased by individuals, families, or employers.
Private health insurance is important because it helps to protect people from the financial burden of medical costs. It can also provide access to a wider range of healthcare providers and services. In the United States, private health insurance is the primary source of health coverage for most people.